Our Team

The members of our executive team have worked together with substantial success for many years and have experience in several leading industries, including retail, banking and technology.

Our business philosophy is to limit bureaucracy and ensure a dedicated focus on precise execution, with our results reflecting the soundness of this approach.

Chief Executive Officer

Eugene de Villiers

Chief Contact Centre Officer

Ilse Oosthuizen

Chief Risk Officer

Kenny Van Zyl

Chief Collections Officer

Tina De Lange

Chief Operating Officer

Rudi van Rensburg

Chief People Officer

Michelle Jones

Chief Sales And Marketing

Philip Young

Chief Sales Officer

Kevin Bath

Chief Financial Officer

Jismene Burger

Chief Information Officer

Annalie Fourie

We are experts in the management of retailer in-store credit card programmes. All our programmes are supported by sound technology and skilled staff.


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  • Tenacity Financial Services, a division of Pepkor Trading (Pty) Ltd, a registered credit provider NCRCP 13053 and authorised FSP.
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